Terms of Use - Frank Anaya PKM

These Terms of Use govern your access to and use of https://frankanaya.com and related content, products, and services operated by Frank Anaya and Frank Anaya and Co.

1. Acceptance of Terms

By accessing or using this site, you agree to be bound by these Terms. If you do not agree, do not use the site.

2. Use of Content

All content on this site is provided for informational and educational purposes. Unless otherwise stated, all materials are owned by Frank Anaya and Co. and protected by applicable intellectual property laws. You may not reproduce, republish, sell, or redistribute site content without written permission.

3. User Conduct

You agree not to use the site in any unlawful, harmful, abusive, fraudulent, or disruptive way, including attempts to interfere with site security or operations.

4. Accounts, Purchases, and Access

If you purchase products or programs, you are responsible for providing accurate information and complying with any purchase terms, refund terms, and access rules presented at checkout.

5. No Professional Advice

Content does not constitute legal, financial, tax, medical, therapeutic, or other professional advice. You are solely responsible for your own decisions and outcomes.

6. Disclaimers and Availability

The site and content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. We do not guarantee uninterrupted, error free, or secure availability.

7. Limitation of Liability

To the maximum extent permitted by law, Frank Anaya and Co. will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, revenues, data, or opportunities arising from use of the site or services.

8. Indemnification

You agree to indemnify and hold harmless Frank Anaya and Co. from claims, liabilities, losses, and expenses arising from your misuse of the site or violation of these Terms.

9. Third Party Links and Tools

The site may include links to third party websites or tools. We are not responsible for third party content, practices, or terms.

10. Changes to Terms

We may revise these Terms at any time. Updated versions are effective when posted with a revised date.

11. Governing Law

These Terms are governed by applicable laws of the jurisdiction in which the business is operated, without regard to conflict of laws principles.

12. Contact

For questions regarding these Terms, contact us through https://frankanaya.com/contact/.